a. To use the First Southern Credit Union, you must create an account and provide accurate and complete information.

b. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

a. First Southern Credit Union allows you to access and manage your bank account electronically.

b. You agree to use the First Southern Credit Union for lawful purposes and in compliance with all applicable laws and regulations.

c. You shall not use the App in a manner that could damage, disable, overburden, or impair the App or interfere with any other party's use of the App.

a. We are committed to protecting your privacy and maintaining the security of your personal information. Please review our Privacy Policy for details on how we collect, use, and protect your information.

a. We strive to ensure that the First Southern Credit Union is available and functioning properly. However, we do not guarantee uninterrupted access to the First Southern Credit Union or its services and may suspend or terminate the First Southern Credit Union availability for maintenance, upgrades, or other reasons

a. We implement reasonable security measures to protect your information and transactions within First Southern Credit Union.

b. You are responsible for keeping your devices secure and for promptly reporting any unauthorized access or suspicious activities.

a. First Southern Credit Union and its content are protected by intellectual property laws. You may not modify, reproduce, distribute, or create derivative works based on First Southern Credit Union or its content without our prior written consent.

a. We are not liable for any damages or losses arising from your use or inability to use First Southern Credit Union, including but not limited to direct, indirect, incidental, consequential, or punitive damages.

a. We reserve the right to modify these terms and conditions at any time without prior notice. Your continued use of First Southern Credit Union after any modifications constitutes your acceptance of the revised terms.

a. We may terminate your access to First Southern Credit Union at any time for any reason without prior notice.

a. These terms and conditions shall be governed by and construed in accordance with the laws of the United State. Any disputes arising from the use of First Southern Credit Union shall be subject to the exclusive jurisdiction of the courts of the United State