Privacy and Legal of HooBank

This Privacy Policy explains how we collect, use, and protect your personal information when you use Hoobank. By using the Hoobank, you consent to the collection and use of your personal information as described in this Privacy Policy.

Information We Collect:

a. Personal Information: We may collect personal information such as your name, contact details, date of birth, identification documents, and financial information when you create an account or use First Southern Credit Union.

b. Usage Information: We collect information about your interactions with First Southern Credit Union, including your transaction history, account activity, device information, and IP address.

c. Cookies and Similar Technologies: We use cookies and similar technologies to enhance your experience and collect information about your usage patterns.

Use of Information:

a. We use your personal information to provide and improve the services offered by First Southern Credit Union, including processing transactions, managing your account, and communicating with you.

b. We may use your information to personalize your experience, understand user preferences, and provide relevant offers and promotions.

c. We may share your information with trusted third parties for purposes such as fraud prevention, data analysis, and service improvement.

Information Security:

a. We implement reasonable security measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction.

b. We restrict access to your personal information to authorized personnel only and regularly review our security practices to ensure the ongoing protection of your information.

Data Retention:

a. We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law.

Third-Party Links:

a. First Southern Credit Union may contain links to third-party websites or services. We are not responsible for the privacy practices or content of these third-party sites. We encourage you to review the privacy policies of those sites before providing any personal information.

Children's Privacy:

a. First Southern Credit Union is not intended for use by individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have inadvertently collected personal information from a child, we will promptly delete it.

Changes to the Privacy and Legal:

a. We reserve the right to update or modify this Privacy Policy at any time. We will notify you of any material changes through First Southern Credit Union or by other means. Your continued use of First Southern Credit Union after the changes constitutes your acceptance of the revised Privacy and Legal.

If you have any questions or concerns regarding these privacy and legal, please contact our customer support.

2026 First Southern Credit Union. All Rights Reserved

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